Website Terms of Use

1. About these Terms

These terms of use (the “Terms”) govern your access to and use of this website (the “Website”).

The Website is operated on behalf of HIGHVERN and its subsidiaries, branches and affiliated entities (together, the “HIGHVERN Group”, and each a “Group Entity”).

The HIGHVERN Group operates through separate legal entities in different jurisdictions. The Group Entity responsible for a service depends on the service and jurisdiction; details of Group Entities and their regulatory status and authorisations are available on our Regulatory Information page.

References in these Terms to “HIGHVERN”, “we”, “us” or “our” are references to the relevant Group Entity or Group Entities, as the context requires.

By accessing or using the Website, you agree to these Terms. If you do not agree to these Terms, you should not use the Website.

2. Information on this Website

The Website provides general information only and does not constitute legal, tax, accounting, investment, financial, regulatory or other professional advice.

Nothing on this Website constitutes an offer or solicitation concerning any investment, security or financial product; investment advice, a personal recommendation or an inducement to engage in investment activity; or a representation that any service, product or investment is suitable or available for any person or jurisdiction.

You should obtain appropriate professional advice relevant to your particular circumstances before acting or refraining from acting on the basis of information contained on this Website.

Use of the Website, including contacting us through the Website, does not of itself create a client, advisory, fiduciary or other professional relationship between you and any Group Entity.

3. Services and Regulatory Status

Certain Group Entities are regulated in relation to some or all of their activities; others, or some of their activities, may not be. Details are set out on our Regulatory Information page.

Nothing on this Website implies that every Group Entity or service is regulated, or that a licence, authorisation, registration or regulatory status held by one Group Entity extends to another.

Where services are provided to you by a Group Entity, those services will be subject to the applicable engagement letter, terms of business or other contractual documentation agreed with that Group Entity. In the event of any inconsistency between information on this Website and such contractual documentation, the contractual documentation will prevail in relation to those services.

4. Availability of Services and Geographic Restrictions

The information and services described on this Website may not be available to every person or in every jurisdiction. Access from a jurisdiction does not mean that a Group Entity is authorised to provide, or that a service is available in, that jurisdiction.

You are responsible for ensuring that your access to and use of the Website complies with applicable laws and regulations. You should not access, use or rely upon information on the Website where doing so would be contrary to applicable law or regulation.

5. Accuracy and Availability

We take reasonable care in preparing the Website, but its information may not be complete, accurate or current when accessed.

We may amend, update, suspend, withdraw or remove any part of the Website or its content without notice.

To the extent permitted by law, we do not warrant that the Website will be uninterrupted, secure or free from errors, defects, viruses or harmful components, or that its information will be complete, accurate, current or suitable for any purpose.

You are responsible for implementing appropriate security and virus protection for your own systems, devices and data.

6. Intellectual Property

Unless stated otherwise, all intellectual property rights in the Website and its content are owned by or licensed to a Group Entity. You may view, download and print extracts for lawful personal or internal business use. Without our prior written consent, you must not reproduce, modify, republish, distribute, sell or commercially exploit Website material; remove proprietary notices; or otherwise infringe our or any third party's rights.

All trade marks, service marks, trade names, logos and other brand features used in connection with the HIGHVERN Group are owned by Highvern Group Services Limited (“HGSL”) or, where applicable, its licensors and are licensed for use by other Group Entities as applicable. Nothing in these Terms grants you any right or licence to use them without HGSL's prior written consent, including to suggest an association that does not exist.

7. Third-Party Websites

The Website may link to third-party websites, services or resources for information and convenience only. Unless stated otherwise, a link is not an endorsement. We do not control, and to the extent permitted by law are not responsible for, their availability, security, content or practices.

Your access to and use of any third-party website is at your own discretion and subject to the terms and policies applicable to that website.

8. Acceptable Use

You must not use the Website unlawfully or fraudulently; infringe another person's rights; introduce harmful technology; seek unauthorised access to connected systems or data; impair the Website or another person's use of it; or collect, extract or use Website data unlawfully.

We reserve the right to restrict or suspend access to the Website where we reasonably consider this necessary to protect the Website, our systems, any Group Entity or other users.

9. Limitation of Liability

To the fullest extent permitted by law, no Group Entity is liable for loss or damage arising from use of, inability to use or reliance on the Website; any interruption, error, defect or security issue; or any linked third-party website, content or service.

To the fullest extent permitted by applicable law, the Group Entities exclude liability for any indirect or consequential loss and for any loss of profits, revenue, business, opportunity, goodwill or data arising out of or in connection with use of the Website.

Nothing in these Terms excludes or limits any liability which cannot lawfully be excluded or limited.

10. Privacy and Cookies

Our Privacy Notice explains how we process personal data, and our Cookie Policy explains our use of cookies and similar technologies. Both should be read with these Terms.

11. Communications Through the Website

Submitting information through the Website does not create a client or professional relationship or constitute acceptance of an instruction or engagement. Do not use the Website for matters requiring immediate action unless expressly invited to do so.

If you are an existing client, instructions and communications relating to your affairs should be provided through the communication channels agreed with the relevant Group Entity.

We cannot guarantee that communications made through the Website will be secure, error-free or received within any particular period.

12. Changes to the Website and these Terms

We may amend these Terms by publishing an updated version, and may change, suspend or withdraw any part of the Website without notice. The version published when you access the Website applies to your use.

13. Severability

If any provision of these Terms is found to be invalid, illegal or unenforceable, that provision will, to the extent required, be treated as deleted, and the validity and enforceability of the remaining provisions will not be affected.

14. Governing Law and Jurisdiction

These Terms and any non-contractual obligations arising out of or in connection with them are governed by Jersey law.

The courts of Jersey shall have non-exclusive jurisdiction in relation to any dispute arising out of or in connection with these Terms or the use of the Website, subject always to any mandatory rights or protections available under applicable law.